Friday, March 19, 2010

The Most and Least Expensive 2010 Vehicles to Insure

The Porsche Carrera 911 GT2 two-door coupe is the most expensive 2010 vehicle to insure and the Mazda Tribute I (2WD four-door SUV) is the least expensive 2010 vehicle to insure, according to a new ranking of average premiums for 2010 models that Insure.com released this week. The Dodge Caliber is the least expensive car to insure, the GMC Canyon WT (2WD 2 Door 2.9L) is the least expensive pickup to insure, and the Honda Odyssey LX (5 Door 2WD SOHC) is the least expensive minivan to insure.

The rankings, which the insurance information and shopping site publishes annually, are based on the premium that a 40-year-old man with a good driving record, a good credit record and a 12-mile commute would pay annually.

The least expensive vehicles are ones you have to drive and no one wants to. The most expensive list includes cars that people don't have to drive but want to. The profile of the average person who drives a particular model has great influence on the average premiums for that vehicle because pricing for collision and comprehensive coverage is based on the model's "loss history." For example, small cars that are often driven by young, inexperienced drivers tend to be more expensive to insure.

In many ways, the "soccer mom" driving a minivan is among the best insurance customers — she is much less likely to make a claim because she generally doesn't drive during peak commuting hours, doesn't drive often late at night, and is probably not an aggressive driver. Car insurance rates also tend to rise with horsepower. The number of series available with 500 hp and up has exploded. The ideal insurance customer doesn't drive her car at all!

The 10 least expensive 2010 vehicles to insure
- 4 Cylinder Mazda Tribute I 2WD 4 Door Utility
- 6 Cylinder Honda Odyssey LX 5 Door 2WD SOHC Van
- 4 Cylinder Mazda Tribute I 4WD 4 Door Utility
- 6 Cylinder Chrysler Town & Country LX 2WD 4 Door 3.3L Wagon
- 6 Cylinder Jeep Wrangler X 4WD 2 Door 3.8L Utility
- 6 Cylinder Mazda Tribute S 2WD 4 Door Utility
- 6 Cylinder Dodge Grand Caravan SE 2WD 4 Door 3.3L Wagon
- 6 Cylinder Toyota Sienna CE 4 Door Wagon
- 4 Cylinder Hyundai Tucson GLS 2WD 4 Door Utility
- 4 Cylinder Kia Sportage LX 2WD 4 Door Utility

The 10 most expensive 2010 vehicles to insure
- 6 Cylinder 2 Door Coupe Porsche 911 Carrera GT2
- 12 Cylinder 4 Door Sedan Mercedes S65 AMG
- 10 Cylinder 2 Door Coupe Dodge Viper SRT-10
- 8 Cylinder 4 Door Sedan Porsche Panamera Turbo AWD
- 10 Cylinder 2 Door Convertible Dodge Viper SRT-10
- 12 Cylinder 2 Door Coupe Mercedes CL600
- 8 Cylinder 2 Door Coupe AWD Audi R8
- 8 Cylinder 4 Door Sedan Porsche Panamera S
- 12 Cylinder 2 Door Convertible Mercedes SL600
- 6 Cylinder 2 Door Coupe AWD Porsche 911 Carrera Turbo

For inventory of Acura, HUMMER, Mercury, BMW, Hyundai, Mitsubishi, Buick, Infiniti, Nissan, Chevrolet, Jeep, Saturn, Chrysler, Kia, Scion, Dodge, Lexus, Subaru, Ford, Lincoln, Toyota, GMC, Mazda, Volkswagen, Honda, Mercedes-Benz, Volvo in Napa, Sonoma, Vacaville, Fairfield, Vallejo, American Canyon check out Napa Used Cars.

By insure.com

Monday, March 1, 2010

10 Cool Green Cars of the Future

Automakers worldwide have gotten the message for far greater fuel-efficiency from consumers, who have shifted away from gas-guzzling cars and trucks, and governments jacking up standards for lower emissions and higher miles per gallon. A bevy of new "green" and "cool" cars unveiled at the recent 2010 North American International Auto Show in Detroit.

Here's a look at 10 "cool" and "green" cars:
- Audi e-tron: Runs on battery power, Dynamite styling.
- BMW Concept ActiveE: Runs on battery power, Built to drive like a BMW.
- BYD e6: Runs on battery power, Novelty; could be first Chinese car for sale in the U.S.
- Chevrolet Volt: Plug-in hybrid, Remote-control, OnStar Mobile Application.
- Fiat 500 BEV: Runs on battery power, Retro styling, tiny size.
- Ford Focus: High mileage, estimated 40 mpg, European styling, electronic features.
- Hyundai Blue-Will Concept: Plug-in hybrid, Far-out styling, extra "green" features like solar panels.
- Honda CR-Z: Hybrid, Sporty styling.
- Toyota FT-CH Concept: Hybrid, Mildly retro, boxy styling.
- Volkswagen New Compact Coupe Concept: Hybrid, Sporty performance, Euro styling.



For inventory of used green cars, trucks, SUVs in Napa, CA check out Hybrid Cars in Napa, CA. You can find and choose from an inventory of Nissan Leaf, Fusion Hybrid, Toyota Prius and Chevrolet Volt.