The Most and Least Expensive 2010 Vehicles to Insure

The Porsche Carrera 911 GT2 two-door coupe is the most expensive 2010 vehicle to insure and the Mazda Tribute I (2WD four-door SUV) is the least expensive 2010 vehicle to insure, according to a new ranking of average premiums for 2010 models that Insure.com released this week. The Dodge Caliber is the least expensive car to insure, the GMC Canyon WT (2WD 2 Door 2.9L) is the least expensive pickup to insure, and the Honda Odyssey LX (5 Door 2WD SOHC) is the least expensive minivan to insure.

The rankings, which the insurance information and shopping site publishes annually, are based on the premium that a 40-year-old man with a good driving record, a good credit record and a 12-mile commute would pay annually.

The least expensive vehicles are ones you have to drive and no one wants to. The most expensive list includes cars that people don't have to drive but want to. The profile of the average person who drives a particular model has great influence on the average premiums for that vehicle because pricing for collision and comprehensive coverage is based on the model's "loss history." For example, small cars that are often driven by young, inexperienced drivers tend to be more expensive to insure.

In many ways, the "soccer mom" driving a minivan is among the best insurance customers — she is much less likely to make a claim because she generally doesn't drive during peak commuting hours, doesn't drive often late at night, and is probably not an aggressive driver. Car insurance rates also tend to rise with horsepower. The number of series available with 500 hp and up has exploded. The ideal insurance customer doesn't drive her car at all!

The 10 least expensive 2010 vehicles to insure
- 4 Cylinder Mazda Tribute I 2WD 4 Door Utility
- 6 Cylinder Honda Odyssey LX 5 Door 2WD SOHC Van
- 4 Cylinder Mazda Tribute I 4WD 4 Door Utility
- 6 Cylinder Chrysler Town & Country LX 2WD 4 Door 3.3L Wagon
- 6 Cylinder Jeep Wrangler X 4WD 2 Door 3.8L Utility
- 6 Cylinder Mazda Tribute S 2WD 4 Door Utility
- 6 Cylinder Dodge Grand Caravan SE 2WD 4 Door 3.3L Wagon
- 6 Cylinder Toyota Sienna CE 4 Door Wagon
- 4 Cylinder Hyundai Tucson GLS 2WD 4 Door Utility
- 4 Cylinder Kia Sportage LX 2WD 4 Door Utility

The 10 most expensive 2010 vehicles to insure
- 6 Cylinder 2 Door Coupe Porsche 911 Carrera GT2
- 12 Cylinder 4 Door Sedan Mercedes S65 AMG
- 10 Cylinder 2 Door Coupe Dodge Viper SRT-10
- 8 Cylinder 4 Door Sedan Porsche Panamera Turbo AWD
- 10 Cylinder 2 Door Convertible Dodge Viper SRT-10
- 12 Cylinder 2 Door Coupe Mercedes CL600
- 8 Cylinder 2 Door Coupe AWD Audi R8
- 8 Cylinder 4 Door Sedan Porsche Panamera S
- 12 Cylinder 2 Door Convertible Mercedes SL600
- 6 Cylinder 2 Door Coupe AWD Porsche 911 Carrera Turbo

For inventory of Acura, HUMMER, Mercury, BMW, Hyundai, Mitsubishi, Buick, Infiniti, Nissan, Chevrolet, Jeep, Saturn, Chrysler, Kia, Scion, Dodge, Lexus, Subaru, Ford, Lincoln, Toyota, GMC, Mazda, Volkswagen, Honda, Mercedes-Benz, Volvo in Napa, Sonoma, Vacaville, Fairfield, Vallejo, American Canyon check out Napa Used Cars.

By insure.com